The FSCS protects most depositors, including individuals, companies and small local authorities up to a limit of £85,000.

For the purpose of calculating the applicable limit for joint account holders, each holder is deemed to have an equal share (to the nearest £1) of the joint account total. This means, for example, that if you had a joint account with one other person and neither of you had any other deposits with us, the limit for your joint account would be £170,000.