Edition three Today, we’ll be talking about how you can browse the web with confidence while protecting your hard-earned savings. Because, well, money matters. Most…
As we prepare for the festive joy of Christmas, it’s good time to ponder over our financial strategies, especially when it comes to savings accounts….
Let’s talk about the benefits of compound interest, described by Albert Einstein as “the eighth wonder of the world”. We recognise that this can be…
Hampshire Trust Bank (HTB) has launched a new Special Edition 5.99% five-year fixed rate product for loans between £100,000 to £1m. The product has a…
The specialist mortgage division at Hampshire Trust Bank (HTB) has completed another large loan as it seeks to support the lending needs of larger and more complex property…
What was your background before joining HTB? I have worked in banking since June 1984, so 37 years this summer. In terms of development funding,…
What was your background before joining HTB? Prior to joining HTB, I worked in the New Homes and Agency sectors, in roles across Sales, Development…
How can we support you? We offer residential development finance and site assembly facilities for experienced property developers throughout England and Wales, up to a…
The bank has partnered with Matillion ETL to transform its data into insights to achieve new levels of simplicity and scale. It has also selected…
Chris brings over ten years of industry experience and a wealth of specialist knowledge to HTB. In 2009, Chris established his own business, Clarkson Payne,…
The team has witnessed huge growth in London and the South East and is now expanding on the ground operations in the North, a region…
This is encouraging news and a positive sign of growth despite the uncertainty surrounding the ongoing Brexit negotiations. The high liquidity in the asset finance…
A recent survey of our personal savings customers revealed that 63% find challenger banks more trustworthy than the big five high street banks. These findings…
The current Conservative Government was elected in 2017 with a manifesto pledge to meet the 2015 commitment to deliver 1 million homes by the end…
Creating and maintaining a high standard of customer service is central to this. Customer service is key to attracting and retaining business, however, it can…
A recent report by Zurich revealed that one in four adults in the UK have no savings. This research, developed with neuroscientist Dr Jack Lewis…
Earlier this month, the British Business Bank (BBB) announced that it has partnered with Small Business Advice Week, to celebrate SME ambition and encourage these…
Financial regulation has now been tightened and banks are not shy about coming forward when it comes to demonstrating their commitment to the customer. It…
In an illuminating and timely report, the Lending Standards Board (LSB) and the Money Advice Trust recently looked at the impact of vulnerable circumstances on…
However, with Brexit looming on the horizon there are concerns that the skills shortage in the sector could worsen. According to the latest figures from…
We recognise that ongoing economic uncertainty is creating a challenging environment for brokers and the SMEs they support. However, there are positive signs of growth….
In the next couple of months we will be releasing our annual UK SME Savings Tracker research, which gives a snapshot of the business savings…
With tickets changing hands at hundreds if not thousands of pounds, this got us thinking about the role savings can play in helping to fund…
According to the latest ICAEW UK Business Confidence Monitor, business confidence increased to its highest level in two years in Q2 2018, rising to +7%….
So, what do we mean by this and how can this help introducers better support their customers? From our perspective, hi-tech and hi-touch must go…
That could be saving for a holiday, a new car, your wedding or the deposit for the mortgage, the list is endless. But, how do…
However, it is promising to hear that new home registration numbers have risen in some regions. According to the National House Building Council (NHBC), 154,698…
Preparations are going well. We have created a short document Preparing for GDPR, which sets out what we have done to ensure we will be…
However, this is a resilient sector, providing people with much-needed homes, and there are plenty of growth opportunities available. According to recent research from estate…
There is no doubt that the initiative has had a positive impact in helping many first time buyers get on to the housing ladder but…
But, how do we do this? Are there simple steps we can take to help turn the UK back into a nation of savers? According…
As part of our latest UK SME Savings Tracker survey, when asked what they would invest in if they made a return from their business…
Our new name more accurately reflects what we do and makes it clearer to our broker partners that we provide a wide range of specialist…
This is positive news for our SME customers and we hope that this momentum helps to fuel growth and confidence in the longer term. As…
However, while this is an important task this is not something many of us relish as, let’s face it, sorting out your taxes can be…
However, compound interest can have a huge impact on the amount you can save and if the great Albert Einstein did describe it as ‘the…
Prime Minister Teresa May has unveiled plans to overhaul the National Planning Policy Framework but will this actually deliver the radical reforms that SME housebuilders…
This an exciting time for financial services, as a new era of interrelated technologies including artificial intelligence (AI), robotics, blockchain, machine learning, cloud computing and…
Those days are long gone and we now have the digital tools at our fingertips to enable us to work from anywhere at any time…
This Friday, 23 November marks Black Friday, which will kick off the shopping season that comprises 30% of all sales for 2018 (Big Commerce). As…
While measures designed to boost housebuilding activity were unveiled as part of the Autumn Budget and before that the Housing White Paper, there is uncertainty…
Well, following recent comments from the Bank of England, market commentators predict that the Base Rate could increase twice this year and this could have…
However, never having time to complete certain activities can have a negative impact in the longer term. According to our recent SME survey*, when asked…
However, we believe that now the market has adjusted to these changes there are plenty of growth opportunities available in the buy-to-let market in the…
At Hampshire Trust Bank we are proud to support smaller businesses in the sectors in which we operate and are committed to helping fund this…
Not only are customers keen to snap up a shiny new vehicle, with plenty of deals being made available on the cars and vans already…
According to the latest figures from the Finance and Leasing Association, the asset finance sector is on course to report a record level of new…
For instance, here at Hampshire Trust Bank we are in the middle of conducting our annual employee appraisals. So, why do we believe this is…
So, what is Open Banking exactly and how could it help increase customer choice? Following its retail banking investigation, the Competition and Marketing Authority (CMA)…
According to the latest figures from the Office for National Statistics (ONS), house prices increased by 5.1% in the year to November 2017. However, this…
We are looking forward to supporting our brokers so they can make the most of these opportunities in the coming 12 months. So why has…
We are looking forward to the opportunities that 2018 brings and believe that customer choice in banking will become increasingly important as the year progresses,…