Why HTB?
Record profitability (As at 31 December 2022)
- HTB Group profit before credit losses & tax £96m (2021: £27m)
- 56% Return on HTB Group Required Equity driven by string underlying HTB Bank performance and £49m gain on bargain purchase recognised on the acquisition of WBL
- 40% growth in HTB Bank underlying operating income to £103m (2021:£73m)
- 94% Growth in HTB Bank’s profit before credit losses, dividends & tax to £52m (2021:£27m)
- 29% Return on HTB Bank Required Equity (2021:23%)
Financial strength
Capital and liquidity in excess of regulatory requirements (As at 31 December 2022)
- Total Capital Ratio of 19% (2021: 22%)
- CET1 ratio of 16% (2021: 19%)
- Liquidity Coverage Ratio of 285% (2021: 314%)
Dedicated and expert service
Your dedicated corporate deposit specialist will take the time to understand your business and partner with you to create a deposit solution in line with your business objectives.
Specialist solutions
We provide a full suite of easy access, notice and fixed term deposits to help our clients better manage their liquidity, while optimising returns across their deposit portfolio.
Consistently competitive
At HTB every client relationship is a partnership and we are here to support your business for the long term.
Same day on-boarding
We’ll get you started quickly. Either on site with you or over the phone or email. Our digital on-boarding system reduces paperwork and saves you time.
Efficient investment administration
Once you’re up and running, you can make additional investments directly with your corporate deposit specialist over the phone and email. No additional paperwork required.
Who do we work with?
- Corporate entities
- Investment platforms
- Wealth managers
- Credit unions
- Local authorities
- Associations and clubs
- Registered charities
- Partnerships
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